Roth Ira Contribution Limits 2024 Catch Up. You can make contributions to your roth ira after you reach age 70 ½. For 2023, the annual maximum ira contribution is $7,500—including a $1,000 catch.
At certain incomes, the contribution amount is lowered until it is eliminated completely. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose.